Tribune News Network
Doha
Qatar International Islamic Bank (QIIB) and Qatar Development Bank (QDB) concluded an agreement on an updated ‘Al-Dhameen Program’, following the elapse of 10 years since its launch, which proved successful and achieved significant results.
QIIB was the first bank to implement the ‘Al-Dhameen Program’ in the local banking sector.
The signing ceremony was held in the presence of QIIB Deputy CEO Jamal Abdullah Al Jamal and QDB Managing Director of Business Finance Khaled Al Mana.
On the occasion, Al Jamal said, "We are pleased to be the first bank to sign the Al-Dhameen Program agreement, in its new updated form. This brings us back to the launch period of the programme as we were also the first bank to sign the Al-Dhameen Program Portfolio Product Agreement in May 2015 with QDB.”
"In fact, we are proud of our long-standing partnership with QDB, and our presence today in the signing ceremony, is proof of both parties’ sincere desire to maintain and strengthen this partnership,” he said.
He said, "Al Dhameen Program has achieved many successes during its launch years. As a result, QIIB was able to grant a great number of finances for small and medium enterprises and we were always at the forefront of local banks who signed on Al-Dhameen Program, in terms of the size of finances that were granted.”
Al Jamal said, "The new amendments to Al Dhameen Program Agreement will undoubtedly enhance it and support entrepreneurs who require a trusted business partner to lend them the right support and assistance in the Program’s various targeted sectors such as industry, education, health, tourism, and some other service sectors.”
QIIB Deputy CEO praised the amendments made to the Al-Dhameen Program, which are represented in an increase in the guarantee coverage to 100 percent instead of 85 percent, and an increase in the guarantee period to reach 15 years instead of 11 years, in addition to reductions on the annual fees and profit rate.
"Such amendments will greatly boost the Program, which will enhance the business environment and create a real opportunity to launch new projects that will contribute to the development process,” he said.
Al Jamal expressed his thanks to QDB Acting CEO Abdulrahman bin Hashem Al Suwaidi and the team behind the Al Dhameen Program, for furthering their partnership and cooperation with QIIB.
He also hoped that such partnership and cooperation will turn out to be beneficial for everyone.